Janette McMahan is a partner in the Structured Finance & Structured Private Credit Practice Group in Kirkland’s New York office. She has significant experience in auto loan, auto lease, marketplace loan and trade receivables transactions. Additionally, Janette has represented clients in single-family rental deals, whole business securitizations, equipment financings, health care receivables transactions, restructurings, investments and acquisitions. Janette has worked with ABS sponsors in drafting comment letters on regulatory reform since 2010, including on Regulation AB II, shelf eligibility, loan level disclosures and risk retention. She has given numerous presentations to ABS sponsors and underwriters on these new rules. Janette was the lead outside counsel on the second effective Regulation AB II shelf. This shelf was declared effective prior to all other shelves other than one SEC pilot program issuer shelf.


Thought Leadership


Moderator, “Auto ABS Revisited: Opportunities, Considerations, and Applications,” SFVegas, February 2024

Moderator, “Market Beat: Auto ABS Market,” SFVegas, February 2023

Moderator, “Herbie Goes to Miami: Auto ABS,” ABS East, October 2022

Moderator, “Pandemic Recovery Assessment: The Auto ABS Sector,” ABS East, December 2021 

Moderator, “Key Considerations for Marketplace Lending Securitizations,” Opal Marketplace Lending & Alternative Financing Summit, November 2018

Moderator, “The Private Placement Market,” ABS East, September 2018

Panelist, “SFR Market Update,” SFA Residential Mortgage Finance Symposium, October 2018

Panelist, “Marketplace Lending Disclosures,” SFVegas, February 2017

Panelist, “Assessing Reg AB Implementation to Date,” ABS East, September 2017

Panelist, “ABS 101,” SFVegas, February 2018


Recognized in The Legal 500 U.S. for Structured Finance: Securitization, 2011–2023

Memberships & Affiliations

Member, American Bar Association

Member, New York City Bar Association

Member, Structured Finance Association

Member, Women in Securitization’s Content and Digital Presence Committee


Admissions & Qualifications

  • 2011New York
  • 1998Illinois


  • Northwestern Pritzker School of LawJ.D.1998
    Executive Editor, Northwestern Journal of International Law & Business
  • Dartmouth CollegeB.A., Governmentwith Honors1992